Tag: FIRE
13 posts tagged "FIRE".
Financial Independence, Retire Early — a movement built on saving and investing an unusually large share of your income so that, once your portfolio can cover your expenses indefinitely, paid work becomes optional. Its mechanics are simple but demanding: aggressive frugality lowers your cost of living, while passive investing in low-cost index funds compounds the surplus toward a target net worth (often around 25× annual spending). The blog treats FIRE less as a finish line than as a means to an end — a way of buying optionality and personal autonomy — and is wary of "retire early" curdling into aimlessness once the hedonic treadmill reasserts itself.
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10 Principles of Optionality For an Uncertain World
What is optionality? If you want a thorough answer, check out the big juicy book I spent the last couple of years writing.
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Make Frugality Great Again!
The modern practice of frugality has become a funhouse-mirror perversion of the original virtue. What happened?
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Better to Reign in Hell Than Serve in Heaven
‘Better to rule in hell than serve in heaven’ is the unofficial motto of freelancers and entrepreneurs. But escaping the tyranny of work comes at a price. Is it worth it?
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Beware of Geeks Bearing Formulas
The history of finance is a history of brains splattered on the pavement. Just how safe is the buy-and-hold index funds orthodoxy?
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If the Stock Market Crashed Today
The standard line is that market crashes just don’t matter a damn if you're a long-term investor. Today, I'm no longer so sure that's true.
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Living on $10,000 a Year: Attempt #2
Once again, I’ve got an entire year’s worth of spending data spread out in front of me.So, how’d I do this time?
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Fuck-You Money Part II
For a refresher on the importance of fuck-you money, go peel off a $100 bill, and subject yourself to the silent, brooding judgment of Benjamin Franklin.
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The Joy of Fuck-You Money
According to Humphrey Bogart, the only good reason for making money is “so you can tell any son-of-a-bitch in the world to go to hell”.
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Living On Less Than $10,000 a Year
One of my 2017 goals was to try and maintain a flâneur lifestyle while living on less than $10,000.
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Reader Case Study: The 24 Year Old Millionaire
While I was chuffed with hitting my $100,000 goal, I found out an old school friend had managed to become a millionaire at age 24. Here's how he did it:
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The Barbell Strategy: How Not to Be a Starving Artist
Living off ramen in your mom's basement while you wait for your genius business idea or novel to hit the big time is a dead end. It's time to get strategic.
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Net Worth Tracking: The No-Bullshit Metric For Financial Success (Free Spreadsheet)
Figuring out your net worth is a huge eye-opener. Grab a free copy of the net worth tracker (Excel or Google Sheets) I used to save $100,000 in just over three years.
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How to Save $100,000 by Age 25
Every morning I roll out of bed and ask myself, ‘What should I do today?’ With the right mindset and strategies, just about anyone can save $100k.
